Umbrella Coverage

When you purchase a home, renters or auto policy, you are typically afforded liability coverage up to the policy’s limit. This means that if you have a large liability claim that exceeds your policy’s limit, you would be responsible for paying the remaining costs out-of-pocket.  

To gain additional liability protections and potentially avoid the financial effects of paying for large liability claims out-of-pocket, consider purchasing an umbrella insurance policy. Nolan Family Insurance is here to help you learn more about personal umbrella insurance and find a policy that may be right for you. Give us a call today to learn more.  

What Is Personal Umbrella Insurance? 
A personal umbrella insurance policy is a type of policy that you can purchase to supplement your existing liability coverage under your other personal insurance policies, such as a homeowners, renters or auto insurance policy. Liability coverage helps protect you and other covered members on the policy against claims of third-party bodily injury and/or property damage. Most policies limit the amount of liability coverage per claim, which is where personal umbrella insurance comes into play.  

If you have a liability claim brought against you and it exceeds your policy limit, your personal umbrella insurance policy may kick in to cover the remaining costs. Without personal umbrella insurance, you would be responsible for paying for costs that exceed the policy’s limit. Additionally, umbrella insurance may provide coverage in areas where your other liability policies do not, such as personal injury claims that involve libel or slander.  

How To Get Started 
To learn more about personal umbrella insurance and whether it’s right for you, contact Nolan Family Insurance today. We can also provide a quote for what personal umbrella insurance may cost you. Don’t wait until it’s too late to get coverage; call us today to get started.