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Nolan Family Insurance Blog

View the latest blog posts from Nolan Family Insurance.

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Friday, February 26, 2021

Renters Insurance Myths

Just because your landlord has coverage doesn’t mean that you do, too. In most cases, your landlord's insurance policy covers only structural damage to the building itself. If the structure goes up in flames, your landlord's coverage would include repairs to the building, but not reimburse you for your possessions. READ MORE >>

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Thursday, January 14, 2021

What Your BOP Will and Will Not Insure

Every business owner deserves to have insurance benefits that are both cost effective and guaranteed to offer you protection against any number of commercial liabilities. Therefore, a strong commercial insurance portfolio is going to be made up of numerous policies, each of which will offer different types of coverage. READ MORE >>

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Tuesday, December 29, 2020

Does the Cost of Renters Insurance Go Up After a Claim?

Despite many tenants’ worries, renters insurance is relatively inexpensive. There are certain circumstances in which the cost of your renters insurance may increase, however. One of these instances is directly after you file a renters insurance claim. Why Do Renters Insurance Claims Raise Your Rates? READ MORE >>

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Tuesday, December 15, 2020

How are Home Insurance Premiums Calculated?

Many homeowners find that their home insurance premiums seem to change year to year for no reason at all. Understanding what affects your home insurance rates can help you understand how your premiums change, however, and what you can do to save money on your home insurance. Location READ MORE >>

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Tuesday, November 24, 2020

The Difference Between RCV and ACV Auto Insurance

If you have a car wreck, then you might want your car insurance to help you pay for the repairs. If you have the appropriate physical damage insurance on your policy, then you will likely have this assistance available. However, what many people don’t realize is that even though their plan might pay for some of their repairs, it might not pay for all of them. READ MORE >>

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Wednesday, November 11, 2020

Losses Covered by Umbrella Insurance

To protect your personal life, you will need several insurance policies. Many of these will offer liability coverage, which is designed to protect the policyholder and their assets if they ever make mistakes that harm others. It is important always carry liability insurance on important assets like your home, car or business. READ MORE >>

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Friday, October 30, 2020

Will Renters Insurance Cover Me if I Start a Fire in My Apartment?

Accidents happen all the time, whether to new renters or veteran tenants. If you accidentally leave a candle going or burn a pie, a fire could cause a large amount of damage before you can stop it. But will your renters insurance cover you if you accidentally set fire to your apartment? In short, yes. READ MORE >>

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Thursday, October 8, 2020

Liabilities Insured Under Your General Liability Policy

When you buy a business owners policy (a BOP) as the basis of your commercial insurance package, then you’ll probably receive general liability insurance as an included component. This is essential coverage for most businesses due to the assistance it provides in case you are responsible for third-party losses. READ MORE >>

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Wednesday, September 16, 2020

Understanding Flood Insurance Requirements and Limits

Most standard homeowners insurance policies don’t cover floods when those floods arise from weather events like storm surge, river swells or heavy rains. However, many people live in areas that are at risk for these catastrophes. If they occur, then they can prove extremely expensive. READ MORE >>

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Wednesday, September 9, 2020

Understanding RV Insurance Deductibles

Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. READ MORE >>

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Blog Archive
  • 2021
  • 2020

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